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Great article...thanks for writing it. I taught college students (finance) for a couple of decades and this is great advice!

Two quick comments. First, you probably can't sign up for the CFA until your senior year as they don't want you getting it without your undergrad -- https://www.cfainstitute.org/en/programs/cfa/charter (you can take it during your senior year). Don't ask me why as it is largely a self-taught program, but I guess they want their signal as well. Second, I agree whole-heartedly with your signal concept on the CFA. Having a CFA doesn't change your investment quality, but it's value is in the signal it sends to companies (and clients) about your motivation. And the whole when you can/can't/or how you say have a "CFA" drove me absolutely nuts as well!

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